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Free credit counseling services are available to help you take control of your financial future. Empowering Your Financial Journey Credit counseling can be a game-changer for those grappling with financial Balance: Consumer Credit Counseling Free credit counseling Debt management plans Financial education GreenPath Financial Wellness Free credit counseling Debt management plans Housing counseling Contact: Take the first step towards financial freedom by contacting a credit counseling service today.

Many Stanislaus County residents find themselves in financial tight spots, especially in these uncertain Emergency Financial Assistance Programs in Stanislaus County Let's dive into the resources available Be prepared to explain your situation and financial need clearly. Don't wait – take that first step towards financial stability now. Your knowledge could be the key to someone else's financial stability.

Literacy classes provide key education and access to a Financial Counselor; GED classes are also available Financial Needs In Stanislaus County, many residents face financial challenges that can hinder their better navigate financial crises. enhancing financial education. become financially independent.

If you're a parent facing financial hardship, you're not alone. Modesto Junior College CalWORKs Program Educational support Counseling Work-study opportunities for CalWORKs Center for Human Services Mental health counseling Substance abuse treatment Family support services Stanislaus County Workforce Development Job search assistance Career counseling Training programs Contact Today, she's employed full-time and on the path to financial independence.

Understanding Family Counseling Services in Stanislaus County What is Family Counseling? Types of Family Counseling Services Available Family counseling services come in various forms to meet How to Access Family Counseling Services in Stanislaus County Steps to Take to Access Family Counseling Choose a provider: Review the list above and select a service that best fits your family's needs and financial Community Counseling Programs The Community Counseling Clinic (Center for Human Services) offers a range

Benefits of Safe Borrowing Financial Security: You avoid high-interest loans that can lead to financial Community Support Services Local non-profits provide credit counseling and financial planning services The Role of Financial Advisors in Safe Borrowing When to Consult a Financial Advisor Consulting a financial Consider Debt Counseling: A reputable organization can provide guidance on managing your money and debts aid and credit counseling.

, bankruptcy counseling, housing counseling, and financial education to consumers nationwide. The Role of Credit Counseling in Debt Consolidation What is Credit Counseling? Credit counseling is a service that helps individuals understand their financial situation and develop Benefits of Credit Counseling Personalized Financial Plans: Credit counselors create tailored plans to Local Churches and Nonprofits: Many offer financial counseling and assistance programs.

Support Youth Services Substance Use Treatment Adult Education Disability Services Veterans Services Financial Counseling Immigration Services Literacy Programs Emergency Rental Assistance Food Banks and Pantries Donate: Consider making a financial contribution to the resources that resonate with you most.

Health Insurance Counseling and Advocacy Program (HICAP) Phone : (209) 558-4540 Assistance : offers free counseling on Medicare and related medical costs and assistance with applying for Medicare savings programs Improved access to free credit counseling, helping families regain control over their finances. How Nonprofits Assist in Debt Relief Financial Counseling: Nonprofits offer free credit counseling services Seek advice from credit counseling services to understand your options better.

There are 37,646 households (71,183 individuals) receiving CalFresh benefits in Stanislaus County, bringing approximately $18 million dollars each month into the local economy." If you're an EBT cardholder in Stanislaus County, you have access to a variety of shopping discounts that can help stretch your budget. These programs offer significant savings on everyday purchases and delivery services. Let's explore the available discounts: Amazon Prime Discount Amazon Access provides a fantastic opportunity for EBT cardholders. You can get Amazon Prime for just $6.99 per month – that's 50% off the regular price! This discount includes all Prime benefits such as: Free shipping on eligible items Access to Prime Video streaming service Prime Reading Amazon Photos storage To sign up, visit the Amazon Access page and click the "Get Started" button. You'll need your EBT card on hand to verify your eligibility. Instacart+ EBT Discount Instacart, the popular grocery delivery service, offers a discounted Instacart+ membership for EBT cardholders. You can get Instacart+ for just $4.99 per month for up to 12 months. Benefits include: Free delivery on orders over $35 Reduced service fees Ability to shop from multiple stores in one order To access this discount, sign in to your Instacart account, click on the menu, and select "Try Instacart+." Look for the exclusive EBT SNAP offer. Walmart+ Assist Walmart+ Assist provides EBT cardholders with a discounted Walmart+ membership at $6.47 per month . This program includes: Free delivery from your local store Free shipping with no order minimum Savings on fuel Video streaming from Paramount+ Visit the Walmart+ Assist page and click "Start 30-day free trial" to begin. You'll need your EBT card to verify eligibility. Shipt EBT Discount Shipt, another popular delivery service, provides a discounted membership for EBT cardholders at $4.99 per month. This includes benefits like: Free delivery on orders over $35 Exclusive deals and discounts Ability to shop from various retailers : Cardenas market, Smart & Final, Walgreens, CVS, 7-Eleven, Safeway, Food Maxx, Target & Save Mart To sign up, visit the Shipt EBT page and follow the instructions to start your discounted membership. These shopping discounts can significantly reduce your expenses and provide convenient access to a wide range of products. Remember to have your EBT card ready when signing up for these services, as you'll need to verify your eligibility. For more information on these discounts or other resources available to EBT cardholders in Stanislaus County, don't hesitate to check out community connections in this site to see how your neighbors are navigating the Calfresh EBT benefits . We're here to help you make the most of your benefits and connect you with valuable community resources. For more articles about EBT/Calfresh and how to make your food budget go further. Visit the search bar and type EBT . Facts About Your Benefits As a CalFresh recipient in Stanislaus County, it's important to understand the difference between Supplement Facts and Nutrition Facts labels, as well as some specific California regulations that affect your shopping experience. Supplement Facts vs. Nutrition Facts When you're shopping for food items, you'll encounter two types of labels: Nutrition Facts and Supplement Facts. Here's what you need to know: Nutrition Facts Labels Found on conventional food products Regulated more strictly by the FDA Can be purchased with your CalFresh benefits List essential nutrients, calories, and serving sizes Ingredients are generally recognized as safe by the FDA Supplement Facts Labels Found on dietary supplements (vitamins, minerals, herbs, etc.) Less strictly regulated by the FDA Cannot be purchased with CalFresh benefits May list specific plant parts or proprietary blends Can include structure/function claims (e.g., "supports bone health") As a CalFresh recipient, focus on products with Nutrition Facts labels, as these are the items you can purchase with your benefits. This ensures you're getting food products that meet FDA safety standards and are eligible for purchase with your EBT card. Grocery Bags in California When shopping in California, you might notice a charge for grocery bags. Here's what applies to you as a CalFresh recipient: Most stores charge at least 10 cents per paper bag However, as a CalFresh recipient, you are exempt from this charge When using your EBT card, you can receive paper bags for free Don't hesitate to inform the cashier that you're using CalFresh benefits to ensure you receive your free paper bags. California Redemption Value (CRV) on Beverages When purchasing certain beverages, you'll encounter the California Redemption Value (CRV). Here's what you need to know: CRV is charged on eligible containers, including soda and bottled water The fee is 5 cents for containers less than 24 ounces, and 10 cents for larger containers CRV applies even when using CalFresh benefits You can redeem this deposit by recycling the containers at recycling centers While CalFresh doesn't cover the CRV fee, remember that you can recoup this cost by recycling your containers. This not only helps you recover the deposit but also contributes to environmental conservation efforts. Understanding these distinctions and regulations will help you make informed decisions while shopping with your CalFresh benefits in Stanislaus County. Remember to prioritize products with Nutrition Facts labels, take advantage of free paper bags, and consider recycling your beverage containers to recover the CRV deposit.

child abuse victims and concerned individuals Disaster Distress Helpline: 1-800-985-5990 - Crisis counseling California Peer-Run Warmline: 1-800-845-6264 - Emotional support and referrals provided by trained counselors

low-income legal aid  and ensuring that everyone has access to the justice system, regardless of their financial Improved credit scores: With better job prospects, individuals can manage their finances more effectively Specialized Services: Some nonprofits offer specialized services, such as financial counseling or legal Businesses often provide: Financial Support: Donations help cover operational costs and expand services

and access to a Financial Counselor, and information on and access to scholarships. consolidation and to find non-profit organizations who can offer one-on-one counseling regarding your Here are some key services they offer: Loan counseling to help you understand your options. Debt Counseling and Financial Planning Services Finding a Certified Credit Counselor Finding a certified Where can I find debt counseling services in Stanislaus County?

This leaves little room for other necessities, trapping families in a cycle of financial instability. They offer: Emergency Shelter Services Housing Counseling Services Rental Assistance Permanent Supportive

Your guidance counselor should have more information on those. The Role of Financial Aid in Scholarships Financial aid plays a crucial role in helping students afford financial need. Join groups focused on scholarships and financial aid. Can I combine different types of financial aid?

Fortunately, there are programs available that can help ease this financial burden. Accumulation of debt, which can lead to financial instability. Aid: They offer direct financial assistance to help cover water bills. They provide essential services  that can ease the financial burden on families. Neighborhood groups can host workshops to discuss financial aid options.

Many also provide mental health counseling, community outreach events, Cal Fresh application help, and That's why they offer workshops that cover everything from financial literacy to effective communication Oakdale Family Resource and Counseling Center Oakdale’s Family Resource Center is a hub of opportunity Mental health counseling is a cornerstone of what they offer, giving individuals and families a safe their job search assistance comes in, helping individuals find meaningful work and secure long-term financial

Sliding-Scale Services: • Supportive Services for Veteran Families (SSVF) provides temporary financial Website: Navy-Marine Corp Relief Society Operation First Response Offers limited financial assistance Website: Operation First Response Operation Homefront Provides Critical Financial Assistance to active Website: SSVF USA Cares Provides financial assistance and job skills training to post-9/11 veterans. With the help of local programs, they received financial assistance that allowed them to secure a home

In Stanislaus County, these benefits provide financial support during tough times. assistance to residents who have minimal to no means of financial support. Seek Professional Help: Consider talking to a counselor or therapist. Support Groups and Counseling Services Local organizations often provide support groups for those facing Counseling services can help individuals process their feelings and develop coping strategies.

Connecting youth with resources for mental health care and counseling. The Financial Aspects of Maintaining the 24/7 Hotlines Funding Sources for the Hotlines The 24/7 Mental hotline's effectiveness: A family dealing with a teenager's severe anxiety found relief through immediate counseling Offer counseling tailored to their experiences. Connect them with community resources. Effective programs should: Offer financial assistance for basic needs.